Tag Archives: Love

Creating a Home You Love

by admin

I’m going to say something that may surprise you. Having a home you love is not about decorating. It’s not even much about how your place looks or what you own. How your home feels is critical – it can even be life-changing.

So how do you create a home you love?

1. Reflect your personality. If you’re a playful person, put art in unusual places or display your clown that you bought in Mexico. Show off souvenirs from vacations that make you smile, art you bought on your honeymoon; or items with sentimental value that fill your heart with love, like the old sewing machine you inherited from your grandmother.

2. Highlight your possessions. Leave space around your furniture to show it off; hang your art to its best advantage; display your treasures so you can appreciate them.

3. Art, accessories and furniture need to work with each other in vignettes. Think of each part of the room as an outfit. You can have expensive clothes, but if they don’t coordinate, the outfit doesn’t work.

4. Create a functional home. Do you need a reading chair in the family room? Do you want a spot to do your arts and crafts? Do you have a favorite TV-watching chair?

5. Think outside the box. How can your space work better? Could the dining room that never gets used be an arts and crafts room? Could the large living room be a family room and the smaller room be a quiet adult sanctuary?

Creating a home you love can be life-changing. In my redesign business we only use what people already own. And the reactions are incredible.

Some people confessed they’d been embarrassed to have guests. Many hadn’t entertained in years. After the redesign they couldn’t wait to invite people over.

Some are shocked that their home could be so beautiful without buying anything new. They look in disbelief and say “these are my things!”

Some cried tears of happiness when they saw their ‘new’ home. One said “I even care what I wear now.”

One woman told me she hadn’t wanted to get out of bed in the mornings, but after I did the redesign she excitedly leapt out of bed. Another said she knew she needed to move on with her life but couldn’t seem to do it. After the redesign she ended a negative relationship and is now happily married to a new man. She credits the redesign!

Relationships in your family will even be better. One woman said her teenagers sat around the table to eat dinner “for the first time in ages.”

What is most rewarding in taking the time to create a home you love is that you will feel warmth every time you look around your home; you will be proud to invite people into your home, and your entire family will benefit.

Tips for giving your home personality

* Display only pieces that are special to you.

* Less is more. Eliminate everything that doesn’t add to the feeling of the room.

* Put like items together in one spot instead of all over the room. Art, plants and accessories make a statement when grouped in collections.

* Create vignettes with a theme. For example, hang a contemporary piece of art with a pewter frame over your glass and pewter table. Accessorize with pewter items, or items that pick up the colors or theme of the art.

We need to take back our power. Your home is about you and should reflect you, not page 35 of a decorating magazine. It’s time to get back to basics and be creative with what already exists in your home. It can be life-changing.

Val Sharp is the founder and past president of the Canadian Re-designers Association and the author of “The Art of Redesign – 5 Simple Steps to No-Cost Redecorating”. She instructs people in starting their own interior redesign and home staging business. http://www.sharpredesigns.com/

All Is Fair In Love, War, And, Your Credit Report. At Least It Should Be. Under Standing The Fair Credit Reporting Act

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Article by Glenn Prialde

Fact: Over 150 million Americans have credit report with the three major credit reporting agencies. Approximately 50 million of these credit reports contain errors, many of which are inaccurate. Do you know what’s on your credit report?If you’ve ever applied for a charge account, a personal loan, insurance or a job, there’s a credit report about you. This credit report contains information on where you work and live, how you pay your bills, and whether you’ve been sued, or filed for bankruptcy.About The Fair Credit Reporting Act? (FCRA)The Fair Credit Reporting Act was the first federal law to regulate the use of personal information by private business. It was all the way back in 1899 that the first major credit reporting agency was started. Over time, credit reporting grew into a huge industry and, by the late 1960’s, became surrounded by controversy.Credit reports from the Credit Reporting Agencies were being used to deny services and opportunities. At that time, you would have had no right to see what was in your credit report. The FCRA was passed in 1970 and fortunately now you have that right.On December 4, 2000 President George Bush signed into law the first phase of the Fair And Accurate Credit Transactions Act (FACT Act), which amends the FCRA. The FACT Act establishes the Financial Literacy and Education Commission and calls for a national financial literacy campaign.The act addresses consumer’s rights to understand and protect the information in their credit report and to get help when their financial information has been stolen. It also restricts the use of medical information in determining a consumer’s eligibility for credit, and also limits the sharing of medical information with affiliated companies under certain circumstances.Here are some questions consumers commonly ask about credit reports, Consumer Reporting Agencies and the answers. Note that you may have additional rights under state laws. You can contact your state Attorney General or local consumer protection agency for more information. You also have information and resources at your disposal 24/7 at: www.creditandyou.com.Q. What can I do about inaccurate or incomplete information?A. Under the new law, both the Consumer Reporting Agencies and the information provider have responsibilities for correcting inaccurate or incomplete information in your credit report. To protect all your rights under this law, contact both the Consumer Reporting Agencies and the information provider. See credit repair article by credit and you.comQ. Can my employer get my credit report?A. Only if you say it’s okay. A consumer reporting agencies may not supply information about you to your employer, or to a prospective employer without your consent.Q. Can creditors, employers or insurers get a report that contains medical information about me?A. Not without your approval.Q. How can I stop a consumer reporting agencies from including me on lists for unsolicited credit and insurance offers?A. Creditors and Insurers may use consumer reporting agencies file information as a basis for sending you unsolicited offers. These offers must include a toll free number for you to call if you want to remove your name and address from lists for two years, completing a form that the consumer reporting agencies provides for this purpose will keep your name off lists permanently.Q. Do I have the right to sue for damages?A. You may sue a consumer reporting agency, a user or in some cases a provider of consumer reporting agency data in state or federal court for most violations of the FCRA. If you win, the defendant will have to pay damages to reimburse you for attorney fees to the extent ordered by the court.Q. Are there other laws I should know about?A. Yes. If your credit application was denied, the Equal Credit Opportunity Act (ECOA) requires creditors to specify why if you ask. For example, the creditor must tell you whether you were denied because you have no credit report with a consumer reporting agency or because the consumer reporting agency says you have delinquent obligations. The ECOA also requires creditors to consider additional information you might supply about your credit history. You may want to find out why the creditor denied your application before you contact the consumer reporting agencies. See Equal Credit Opportunity Act article by credit and you.comStay On Top Of Your Credit …Before financing anything, car, furniture, or a home, it’s a god idea to make sure your credit report is clean. Errors can often be quickly removed. And no sales person should ever know more about your credit report than you.

To find out: additional rights you have, who can get a copy of your credit report, how long negative information can be reported, easy steps anyone can take to repair there credit report visit: http://www.creditandyou.com/creditreports.html it’s a free information website!










Related Reports Articles

Children Simply Love Video Game Education

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Article by Adrianna Noton

Video game education is known as the fun way of educating your child in the modern age. The whole point of it is to teach your child with the help of a video activity. The goal is for the child to enjoy what he is doing, but still learn the necessary skills it has to offer.

Children’s games are often less complicated. The video game design in Adult online simulations tend to focus on teaching multiple principles and skills while children’s ones focus on one skill at a time. Some games are designed to elevate a child’s reading skills, while others help a child advance in math.

These games can be played on a number of different devices. Some are played on computers, some games are bought at the store and others are played online. You also have a choice of playing them on hand held devices. The most popular games are played on devices like the Nintendo WI and the Xbox.

The latest trend now days are hand held devices designed to teach children how to read. The games are in the form of books that children can read along with, and touch the screen to hear the spoken words. Some of the games even teach children aspects of math and science.

There are and endless amount of games on the internet and they teach children all kinds of skills. Some games teach them basic computer skills while others offer in depth teaching on more specific topics. There are games that even teach kids building skills, planning skills and even how to run a city.

These games should be viewed as an added advantage to schools. Children can come home and go over a lesson they learnt at school. If the child is studying reading, they can play a reading activity on the computer, this helps the child learn more and reinforces what he already learnt at school. Children learn by repetition, so what better tool to teach them than a computer activity that repeats itself, by the child simply pressing, start. Game development schools are also coming up for this purpose.

These games can be used in addition to the school curriculum. Game design training is something that teachers should be sent for and game design education should be introduced across the board.It has been said that some children learn better from these types of games rather than from the teacher talking them through lessons. While traditional teaching should remain the fundamental part of teaching, innovative teaching like computer games should be incorporated as part of the learning process. Children who who excel in these games should be rewarded, this will simply encourage the child to continue playing and learning.

Teachers are recognizing the benefits of entertainment software and the advantages it brings to the teaching world. These games can be so much more than just that. It is also a priceless educational tool that has no limits. This is something that is inevitable as technology remains a trade mark of the twenty first century.

Video game education is taking teaching to a new level and those who embrace it, will reap the benefits of it there of. This is the new trend in educating children and also business environments. Programs for video game design are available online.

Unleash your creative potential with courses in Programs for video game design or Interior design schools and put your artistic gifts to work for you.










Children Simply Love Video Game Education

by admin

Article by Adrianna Noton

Video game education is known as the fun way of educating your child in the modern age. The whole point of it is to teach your child with the help of a video activity. The goal is for the child to enjoy what he is doing, but still learn the necessary skills it has to offer.

Children’s games are often less complicated. The video game design in Adult online simulations tend to focus on teaching multiple principles and skills while children’s ones focus on one skill at a time. Some games are designed to elevate a child’s reading skills, while others help a child advance in math.

These games can be played on a number of different devices. Some are played on computers, some games are bought at the store and others are played online. You also have a choice of playing them on hand held devices. The most popular games are played on devices like the Nintendo WI and the Xbox.

The latest trend now days are hand held devices designed to teach children how to read. The games are in the form of books that children can read along with, and touch the screen to hear the spoken words. Some of the games even teach children aspects of math and science.

There are and endless amount of games on the internet and they teach children all kinds of skills. Some games teach them basic computer skills while others offer in depth teaching on more specific topics. There are games that even teach kids building skills, planning skills and even how to run a city.

These games should be viewed as an added advantage to schools. Children can come home and go over a lesson they learnt at school. If the child is studying reading, they can play a reading activity on the computer, this helps the child learn more and reinforces what he already learnt at school. Children learn by repetition, so what better tool to teach them than a computer activity that repeats itself, by the child simply pressing, start. Game development schools are also coming up for this purpose.

These games can be used in addition to the school curriculum. Game design training is something that teachers should be sent for and game design education should be introduced across the board.It has been said that some children learn better from these types of games rather than from the teacher talking them through lessons. While traditional teaching should remain the fundamental part of teaching, innovative teaching like computer games should be incorporated as part of the learning process. Children who who excel in these games should be rewarded, this will simply encourage the child to continue playing and learning.

Teachers are recognizing the benefits of entertainment software and the advantages it brings to the teaching world. These games can be so much more than just that. It is also a priceless educational tool that has no limits. This is something that is inevitable as technology remains a trade mark of the twenty first century.

Video game education is taking teaching to a new level and those who embrace it, will reap the benefits of it there of. This is the new trend in educating children and also business environments. Programs for video game design are available online.

Looking to capitalize on your creative gifts? Learn from industry professionals in Game education Toronto and take your first step towards an exciting new career.